Terms and Conditions for George Karaan | Digital Well-being Architect

1. Introduction
Welcome to George Karaan's personal website. By accessing or using this website, you agree to be bound by these Terms of Service. Please read them carefully.
This website ("we", "us", or "our") provides content, tools, and services focused on productivity, life optimization, and intentional living, including newsletters, digital templates, coaching services, and educational content ("the Service").
By using our Service, you represent that you are at least 13 years of age and have the legal capacity to enter into this agreement.
2. Services Provided
Our website offers various services including:
Newsletter Subscription: Weekly insights and content delivery via email
Digital Templates: Downloadable productivity templates and tools (such as Life OS)
Coaching Services: Personal development and productivity coaching sessions
Educational Content: Blog posts, guides, and resources on life optimization
Access to certain services may require payment or subscription. Specific terms for paid services are outlined in the relevant sections below.
3. Digital Products and Payments
We offer digital products and services for purchase. By making a purchase, you agree to pay the fees indicated at the time of purchase.
All payments are processed securely through third-party payment processors (such as Stripe). We do not store your payment information on our servers.
Digital products are delivered immediately upon successful payment. We reserve the right to change pricing at any time, but price changes will not affect purchases already completed.
4. Newsletter and Communications
By subscribing to our newsletter, you consent to receive regular emails with content, updates, and occasional promotional materials.
You can unsubscribe at any time using the unsubscribe link provided in every email. Unsubscribing will not affect access to previously purchased digital products.
5. Refunds and Returns
Due to the digital nature of our products, all sales are generally final. However, we may provide refunds at our discretion in cases such as:
Technical issues preventing product delivery
Duplicate purchases made in error
Significant product defects or misrepresentation
Refund requests must be made within 14 days of purchase. Please contact us at george@georgekaraan.com to request a refund.
6. Coaching Services
Coaching services are provided for educational and motivational purposes only. They do not constitute professional therapy, medical advice, or financial counseling.
Coaching sessions must be scheduled in advance and are subject to our cancellation policy. Cancellations made less than 24 hours before a scheduled session may result in forfeiture of the session fee.
Results from coaching services are not guaranteed and depend on your individual commitment and circumstances.
7. Acceptable Use
You agree to use our website and services only for lawful purposes. You agree not to:
Share, distribute, or resell our digital products without permission
Use our content for commercial purposes without authorization
Attempt to reverse engineer or copy our digital templates or systems
Engage in any activity that could harm or interfere with our website or services
Use our services to spam, harass, or harm others
Violate any applicable laws or regulations
8. Intellectual Property
All content, templates, designs, and materials on this website are owned by George Karaan and are protected by copyright, trademark, and other intellectual property laws.
When you purchase digital products, you receive a personal, non-exclusive license to use them for your own purposes. You may not redistribute, sell, or share these products with others.
Our trademarks and brand elements may not be used without prior written permission.
9. Disclaimer of Warranties
Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, express or implied, regarding the reliability, accuracy, or availability of our services.
We do not guarantee specific outcomes from using our content, templates, or coaching services. Results depend on individual effort, circumstances, and implementation.
10. Limitation of Liability
To the maximum extent permitted by law, George Karaan and this website shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
Our total liability for any claims related to our services shall not exceed the amount you paid for the specific service in question.
11. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our data collection and use practices.
12. Termination
We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms or engage in prohibited activities.
Upon termination, you must cease all use of our services and may lose access to any ongoing services, though previously purchased digital products will remain available for download for a reasonable period.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting updated terms on this page and updating the "Last Updated" date. Your continued use of our services constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law provisions.
15. Contact Information
If you have any questions about these Terms, please contact us at:
Email: george@georgekaraan.com
Website: georgekaraan.com